How Long Must I Live in My Primary Residence Until I Can Legally Turn It into an Investment Property?

Discover the rules and requirements for turning your primary residence into a rental property. This blog covers the one-year occupancy rule for FHA, VA, USDA, and conventional loans, as well as unique... ...more

Mortgage

November 05, 2024•3 min read

Can I Get the Seller to Pay My Closing Costs?

Learn how you can negotiate for the seller to pay your closing costs when buying a home. This guide explains the maximum contribution limits based on loan type—FHA, VA, USDA, conventional, and investm... ...more

Mortgage

November 05, 2024•4 min read

What Happens if I Have Good Credit, But My Spouse Has No or Poor Credit?

When applying for a mortgage, your credit score plays a crucial role in determining your eligibility and the terms of your loan. But what if one spouse has excellent credit and the other has no or poo... ...more

Mortgage

September 17, 2024•3 min read

What Are Closing Costs and How Much Should You Expect to Pay?

When buying or refinancing a home, closing costs are an important part of the process. They consist of various fees and charges that need to be paid before finalizing the loan. It's crucial to underst... ...more

Mortgage

September 17, 2024•2 min read